Wednesday, August 30, 2006

Email virus

I have wondered for the last few years about emails I received from Wells Fargo. I never had any virus problem until I gave the Wells people my personal home email address. Waiting for 6 months for Wells Fargo to fulfill the promises they made when they first contacted me. Then letting them loan me money would turn into the biggest nightmare one could imagine. I should have known that 6 weeks promised by the initial banker was BS. I mean but like if you have never borrowed money for a business how would you know every dirty trick in the book.

One could not have possibly known that they would literally change and alter the paperwork. It would seem fully plausible to think you would get the same paperwork that Wells Fargo gives to SBA. Who would ever dream that a banker would give you different documents than they give to SBA. These people have no fear of justice. I really believe they have already bought off all the people who are suppose to be protecting us from such things. I mean like after more than three years you would have to start asking that same question. "Who all did they pay off"? Well all the lawyers for surebut, who else. Des Moines thinks Wells Fargo is great they put in that big arena there and wow gave 40 or so folks jobs after stripping the tax payers a few cool million.

Well back to the email thing. After months and months of hearing, "Well your loan is all approved. We are just waiting on SBA to approve it. They are holding up the show." We'll give you a temporary loan called a bridge loan to get you started. He forgot to add in that statement, "That is what will help skin you when we take you completely out".

Well anyhow after their temporary help me out loan the SBA loan was approved. I had called SBA. They told me each time I called the SBA office “call your banker, he can answer all your questions”. Like feeding a baby lamb to the ravenous wolves.

I finally started getting equipment to start the mining operation. It looked like I might be able to make the sales for the winter ice control sand after all. No go. My first piece of equipment came from the factory "Designed to fail". (I say that with all confidence now because a hydraulic engineering specialist determined that right before Wells Fargo took me out in 2002.This is a whole couple of pages in itself what happened) Well anyhow the first machine I had to have to produce materials arrived from the factory non-working. I reported this right away to the bank underwriter at Wells Fargo. We talked on the phone at least once a week if not two or three times a week. Ordering all the equipment and tools and such I had to go through the bank under writer. Then in late October 2000 my computer crashed due to a virus. My brother helped me via the phone to redo the whole computer. With the computer back up and operating again I used the computer to list all the purchases and keep track of the loan for $517,000.00 and of course that Wells Fargo checking account.

By the way if a banker ever tells you we will loan you up to two million dollars don't believe him. He is probably not really a banker at all just a salesman for the bank. If the underwriter tells you he can increase your loan amount up to one million dollars if you need it firther down the line. Don't buy that story either. They have no intention of really helping small business. Wells Fargo showed their full intent early on when they made that phony UCC filing claiming land I did not own. I just did not get to see until they took me out in 2002. I mean who goes to the Secretary of State office and looks at UCC filings other than bankers?

Loan sharks have more credibility with me these days.

My computer crashed twice in a month due to viruses. The only one sending me emails at the second crash was Wells Fargo. Sure does make me wonder if......? I use Mc Cafee now and Mc Cafee firewall. It's great. Back then I barely knew how to get on the internet and navigate in the computer. It is amazing what you can learn in a few short years.

Next post the December 2000 crash. No not the computer my husband in his truck and some idiots deer hunting in the road.

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