Become an informed consumer

http://www.occ.treas.gov/toolkit/query.aspx

http://www.occ.treas.gov/EnforcementActions/EnforcementActions.aspx

http://www.occ.treas.gov/

These are helpful links if you can get to the OCC before Wells Fargo or any other bad bank gets you into court. Once a bank has you in court the people at OCC in 2004 told me they can do nothing. No matter how much fraud is involved. There is no guarantee you will get help when you write them. They depend on the bank to respond honestly and with accurate information. This does not mean the bank will and no further action will be taken. If you write a complaint be accurate, concise and provide all the pertaining information you can.
In my case Wells Fargo simply wrote a letter back to OCC saying no such thing transpired. Which of course was BS. Yet no one would do a thing to intervene and the courts in Iowa would not allow a court case against Wells Fargo to get to first base. The filing was tossed out by Christensen and justice was fully denied. Remember on a whole bankers regulate bankers. Just as lawyer regulate lawyers. Very few are decent enough to buck the flow.

One site for checking into the back ground of satisfied or unsatisfied customers of Wells Fargo.

http://www.my3cents.com/search.cgi?criteria=Wells+Fargo&usearch=X