Ethical Conduct

If a bank ever sends you a document blank do not sign it. Even if they say it is for keeping track of the large expenditures in their records. It is against the law. That against the law does not mean the law will do anything about misconduct or abuse by the bank. Because a bank can do anything they want. Why? because they have the money to hire attorneys and pay off attorneys of anyone else for that matter.If the bank ever takes you to court they have multiplied your signature on these documents with whatever information they wanted to put on the paper.

A blank document with nothing but a signature on it that is added to is considered counterfeiting when the other party adds to that document. Also any document that has been added to with another document attachment is counterfeiting. This falls under that "standard banking practices" the attorney for the bank mentioned to the Iowa Court of Appeals. Since banks are normally practicing these procedures and the courts allow these altered documents by the banks you have no chance at true justice.

I understand very well that you can't fight what you can't see.

Ask the banker when he offers you a loan on Blue Sky run. "Like how can you loan money on Blue Sky?" If the banker tells you that is what SBA loans are for helping to build the American Dream and gives you all the technical jargon of how it works run as fast as you can.

Never trust a wire transfer from a relatives account to yours. Even if the loan underwriter is handling it.